If you want advice about the loan software otherwise have issues regarding a new or present unsecured loan, you can contact Santander Bank in another of a couple of means. You could potentially prefer to shed on the a region part, if there is you to definitely regional. But not, Santander Lender attributes a dozen claims and you may D.C., but has only regional branches and you will ATMs for the nine ones.

You may get in touch with Santander by the cellular phone at the 877-768-2265. Customer service agents arrive Monday because of Weekend, 8:00 good.meters. to 8:00 p.yards. Mais aussi.

Customer happiness

With respect to client satisfaction, Santander Bank gets lower than trendy analysis, into establishment currently holding a 1.5 out of 5 celebs (Bad) rating toward Trustpilot.

Numerous customers provides complained in regards to the slow responsiveness out of customer service representatives. However, the financial institution operates global www.paydayloanservice.org/title-loans-co, and lots of of the product reviews are from customers in other countries, which could maybe not reflect the fresh new knowledge ones based in the You.S.

Account Management

Santander Bank customers is also manage the personal loans or other profile through the bank’s online webpage or cellular software. One another enable it to be consumers to get into their current equilibrium, created automatic costs, make a supplementary payment, or select a community department.

Each other Santander Lender and you may SoFi offer unsecured loans that have lower minimums, competitive interest levels, and you will simpler online software procedure. However, there are lots of significant differences when considering these institutions:

• SoFi also provides unsecured loans to $a hundred,000, whenever you are Santander maxes away from the $50,100.
• Santander items are limited so you’re able to people within the a dozen says it serves, or Washington, D.C. SoFi offers the products it makes in order to consumers in every fifty states.
• Santander age date, when you find yourself SoFi consumers will have to waiting a short time to help you receive funds.
• APRs through SoFi begin at only cuatro.99%. Which have Santander Bank, the lowest price you will get was six.99% Apr.

In the event Santander Financial has the benefit of signature loans having competitive conditions and you can capital timelines, SoFi is the best choice if you prefer a more impressive financing otherwise live outside Santander’s restricted provider city. Yet not, Santander has capital as fast as an identical date, when you you prefer currency punctual, so it lender could well be value a glimpse.

Santander Lender possess a comparatively restricted service city, simply giving financial services and products – for example unsecured loans – to help you people in the northeastern U.S. and you will Florida. Yet not, Santander’s small financing from signature loans (if the exact same date) out-of ranging from $5,one hundred thousand and you may $fifty,100000 tends to make which bank an aggressive alternative if you are in service urban area.

Santander also provides APRs as low as six.99%, and individuals will get pre-accepted online in just minutes without any affect their borrowing get. So far as support service product reviews, however, Santander really works below average. And even though you might started to customer service agents via mobile 7 days weekly, brick-and-mortar twigs are only based in 9 of a dozen claims one to Santander features. If you prefer to try to get funds otherwise take control of your accounts really, then it extremely restricting.

Yet not, Santander unsecured loans have no annual fees, origination costs, or prepayment charges. If you’re looking having an instant mortgage and they are safe implementing on line, that it bank is perhaps a solid choices-if you reside in one of their serviceable claims.

Strategy

Investopedia try dedicated to taking customers which have unbiased, complete ratings off personal bank loan lenders. So you’re able to rates providers, we amassed more than twenty five research facts across more fifty lenders, also rates of interest, costs, mortgage number, and you can cost terminology to ensure that our very own product reviews help pages build told behavior because of their credit requires.

Already, personal loans are just accessible to people inside Santander’s “impact,” which has Connecticut, Delaware, Fl, Massachusetts, Maine, pshire, New jersey, Ny, Pennsylvania, Rhode Area, Vermont, and you will Washington, DC.